Terms of Use

By accessing or using DozyTools, you agree to the terms described on this page. If you do not agree, please do not use the site.

Purpose of the Tool

DozyTools provides informational tools intended to support personal reflection. The content and calculations are not financial, legal, medical, or career advice.

No Professional Advice

The results generated by this tool are estimates based on user input. Decisions related to employment, finances, or life choices should be made after consulting qualified professionals.

Use at Your Own Risk

The tool is provided “as is” and without warranties of any kind. DozyTools and its maintainers are not responsible for decisions, outcomes, or losses resulting from the use of this site.

Availability

We may modify, suspend, or discontinue the site or tool at any time without notice.

Intellectual Property

All content on this site, unless stated otherwise, is the property of DozyTools and may not be reproduced without permission.

Governing Context

These terms are governed by applicable laws and general principles of fair use.

Contact

Questions about these terms can be directed through MsgFirst.com.